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Has anyone received a quote from ObamaCare yet?

cayeesmom

Well-Known Member
Yeah, no one can be turned away because of lack of funds at the ER, but I can tell you what happens if I go to the ER tonite. they will do an MRI, diagnose me, give me some pain meds and refer me to a orthopedic Dr and send me home. Now if my leg was broke whey would fix it. Things that are not "an emergency" only get a "bandaid" and a referal to a Dr that will not see you without some $ up front. Sad but true.
 

Tiger12490

Well-Known Member
Im 23 a veteran and current college student and if there was no ACA id have NO insurance at all... if your state decides to drop the ACA's most valuable part then you need to talk to your rep... if they say it will bankrupt companies that is a lie... there is a certain amount of employees the companies must have... and I thought repubs believed in slash and burn? You cant handle it... go under... another company will fill the void...

Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
 

chuckorlando

Well-Known Member
If you run a company with 20+ full time workers and this is gonna bankrupt you, well your already going broke. Just like now, people who cant afford it get it for no cost or reduced cost. I be we all have a flat screen or two and a smart phone, maybe an xbox360 or the new gta5. None of which is needed. It sounds good that we can pay as we get sick. Till a tire blows out at 70mph and you T bone a tree. I'd like to see you pay for the broken back, fractured skull, crushed knee, etc.

You have two options to replace our current socialist health care system. The kind of system where the only people who pay are the ones with health insurance and tax payers cover the cost of everyone who wants to show up at an er....

1) everyone has insurance
2) If you dont have cash in hand, you get no treatment.

Any other options makes it un fair to the folks who are not bad at life for the care of those who are bad at life. If this is the best way to go about it is debatable, but it is the direction we have to go.
 

ruthcatrin

Well-Known Member
They do offer catastrophic plans. .

I finally had a chance to poke around the site, they do NOT offer catastrophic plans. It specifically states that ALL plans MUST include preventitive care. Therefor they do not have catastrophic plans as they have been previously defined.
 

angelbears

Well-Known Member
My aunt's been trying to sign up for a week now, it keeps screwing up on her.

I know several folks who'repissed cause they're healthy young adults and so only have an "emergency" plan health insurance, and those plans aren't going to be allowed any more and its going to double to triple their costs.

People under 30 and people with hardship exemptions may buy a "catastrophic" health plan. It protects you from very high medical costs. https://www.healthcare.gov/can-i-buy-a-catastrophic-plan/

These young adults can keep their "emergency" plan with no penalty.

ObamaCare is not meant to be everyone's insurance it is a bridge for those that can't afford insurance. If these young people you talk about are having financial difficulties they should qualify for lower cost plans, not the plans you see before you qualify.
 

cayeesmom

Well-Known Member
The main reasons I will not become a US citizen even though I been here for 30 years is the health care system. Sweden is my "safty net" should something catastrophic happen to me or my daughter. A good friend of my has great insurance through her work where she been for 30+ years, never smoked a day in her life, got lung cancer a year ago, had to remove part of her lung. She still had to declare bankruptcy and lost her house. Lucky for her she could move in with her son, and she is now back at work, even though she can not walk a flight of stairs without resting halfway, why?! so she can keep her insurance to keep seeing the DR. Something is very wrong when some can not afford insurance at all and even the ones who can, still lose home and all because of copays. Have no idea what the answer is, but having grown up with socialized healthcare the system here is not fair to anyone. JMO
 

Tiger12490

Well-Known Member
The main reasons I will not become a US citizen even though I been here for 30 years is the health care system. Sweden is my "safty net" should something catastrophic happen to me or my daughter. A good friend of my has great insurance through her work where she been for 30+ years, never smoked a day in her life, got lung cancer a year ago, had to remove part of her lung. She still had to declare bankruptcy and lost her house. Lucky for her she could move in with her son, and she is now back at work, even though she can not walk a flight of stairs without resting halfway, why?! so she can keep her insurance to keep seeing the DR. Something is very wrong when some can not afford insurance at all and even the ones who can, still lose home and all because of copays. Have no idea what the answer is, but having grown up with socialized healthcare the system here is not fair to anyone. JMO

My German teacher is from Austria and he said that in Europe socialized healthcare is common sense... of course the US is not a common sense kind of nation....

Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
 

ruthcatrin

Well-Known Member
People under 30 and people with hardship exemptions may buy a "catastrophic" health plan. It protects you from very high medical costs. https://www.healthcare.gov/can-i-buy-a-catastrophic-plan/

These young adults can keep their "emergency" plan with no penalty.

No they can't. They've already been informed their current plan will no longer be availible after this year, and the closest catastrophic plan the ACA is offering still has more coverge than they want and its going to double their costs. And if you pick one of their catastrophic plans you can't get any of the reduced premiums or the like.

And Regardless of whether its supposed too it IS affecting the health insurance companies are offering too. My husband's company signifigantly changed their health care offerings this year, our costs more than doubled while our coverage dropped. And this is a major major nationwide company with 100's of thousands (if not millions) of employees. And we're not the only ones, I personally know several folks who've seen their company health insurance coverage be reduced while their costs go up.
 

dogman#1

Well-Known Member
Tiger, you said you are a veteran, correct? I am assuming you mean a veteran of the United States military, right? If so why would you be denied completely free medical care at any V.A hospital? I'm a veteran and I can go to any V.A and get treatment for anything. If I choose to there is always low cost insurance alternatives from the military for my family as well like dental from met life, tri care, etc. I choose to use blue cross because it is taken by any Dr. and I dont have to wait for any specialists or anything so I pay more. If I didnt have the money to pay for that I would def. use tri care and met. BTW I actually have met for my family to offset dental that my reg insurance doesnt cover.... braces for my lil girl, etc.
 
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dogman#1

Well-Known Member
Cayee, you do realize that you do not have to give up your nationality of Sweden to become a citizen of the U.S, right? We do not recognize dual citizenship but that doesnt mean you must give up the citizenship of another country, we just view you as American from then on and not Swedish...Sweden can view you as their citizen when you are there. We may not have free health care but we must have somethings better in this country that not only made you come here but made you stay as well.... just a thought.
 

Sadies Mom

Well-Known Member
I am from Sweden as well, and I am not yet a citizen. I have been here since 1997. I have been thinking about this whole health care for everyone situation. If the Administration truly wanted health care for everyone, why not make it a true socialist medicine system? We already pay out the ars in taxes. The thing I do not like about the health care system in Sweden, is if you need to see a specialist or get x-rays for "non-emerceny" cases, you need to wait for a long time. My family do not have health insurance at the moment. My employer does not offer it and my husband is self emplyed. We are very rarely sick and used to carry a accidental and preventative plan with a $2500 deductible. We payed over $400.00 a month for the three of us, but since my husband is a heavy line mechanic, you never know what could happen. Our son broke his arm at daycare, but insurance denied our claim since he did not need surgery, so I still had to pay for the whole thing my self about $5000. That is when we dropped the insurance. If they are not going to cover it, why pay for it???
 

cayeesmom

Well-Known Member
Cayee, you do realize that you do not have to give up your nationality of Sweden to become a citizen of the U.S, right? We do not recognize dual citizenship but that doesnt mean you must give up the citizenship of another country, we just view you as American from then on and not Swedish...Sweden can view you as their citizen when you are there. We may not have free health care but we must have somethings better in this country that not only made you come here but made you stay as well.... just a thought.

No dogman, if I become a US citizen I have to give up my Swedish citizenship and with that I'm considered an American when I go to Sweden. The only things I can not do having a Green Card, is vote and buy firearms. More then that I have the same rights and obligations as everyone els. Yes I love it here, it is not better or worse then Sweden, it comes down what is important to you, and as you get older and your body start "breaking down" health care becomes an issue. Health care in Sweden is not free! You still have to pay to see the Dr, by taxes and copays, but you are not going to loss your home because you got sick or had an accident.

I am from Sweden as well, and I am not yet a citizen. I have been here since 1997. I have been thinking about this whole health care for everyone situation. If the Administration truly wanted health care for everyone, why not make it a true socialist medicine system? We already pay out the ars in taxes. The thing I do not like about the health care system in Sweden, is if you need to see a specialist or get x-rays for "non-emerceny" cases, you need to wait for a long time. My family do not have health insurance at the moment. My employer does not offer it and my husband is self emplyed. We are very rarely sick and used to carry a accidental and preventative plan with a $2500 deductible. We payed over $400.00 a month for the three of us, but since my husband is a heavy line mechanic, you never know what could happen. Our son broke his arm at daycare, but insurance denied our claim since he did not need surgery, so I still had to pay for the whole thing my self about $5000. That is when we dropped the insurance. If they are not going to cover it, why pay for it???
That is what I say , it makes no sens, even though you have insurance you might not be covered or if you get really sick the copay will break you!
 

dogman#1

Well-Known Member
cayee, you should speak to an immigration attorney. What you are saying about giving up your citizenship is what many people believe but it isnt true. America does not recognize dual citizenship but that doesnt mean that you must give one up. If you are an American citizen and show up from Sweden, show your Swedish passport the CBP will search, realize you are an American citizenship, tell you that you MUST show an American passport and will admit you as a U.S citizen. If you have any questions about this I can help you out. You can contact me via PM.

Like sadies mom explained, with ALL those socialized medicine countries the wait times are extremely long to see any specialists and in some cases so long that people come to the U.S pay out of pocket and get treatment here. In every country there are good things and bad things that are law. What one country trades up for each is what works for them. There is no such thing as perfect and we have to deal with those things if we decide to live in that country. When you bring in a new program that this country didnt have before it takes away from other programs that it did have or may take away something else... it is a give and take and we have to be super careful about what it is exactly that we are giving up here.
 

dogman#1

Well-Known Member
BTW a 2 min research showed that as of July 01, 2001 A Swedish citizen attempting to acquire foreign citizenship does not lose Swedish citizenship. I already knew that however had to look it up for some clarification.
 

chuckorlando

Well-Known Member
The way it was explained to me from some folks who come from countries with socialized care.... The only time you wait is if you ellect for something that does not have to be done. If you wanted to remove your breast because breast cancer is bad in your family, you will have to wait. If you need to remove them because you have cancer, you will not have to wait any longer then here. Because one is needed treatment the other is elected treatment.
 

cayeesmom

Well-Known Member